Martha Harris Myron, CPA, PFS, JSM, Master's of Law â€“ International Taxation and Financial Services, is a personal finance expert and offers cross-border financial planning for Bermuda residents with international connections through Bermuda, North America and Europe.
Sep 26, 2020 8:00 am
Almost everyone it seems at one time or another has wanted to control his or her destiny. Generally, that means choosing a lifestyle that suits you, choosing where to live, what to own, when to work and with whom, and reasons why it all makes...
Sep 19, 2020 8:00 am
The current and possible future changes in individuals’ and families’ reactions to, coping mechanisms with, and adaptation of habits due to social isolation, quarantining, and the Covid illness itself continues to be a source of intense analysis...
Sep 12, 2020 8:00 am
Here is a wonderful opportunity for Bermuda residents to enhance your financial literacy with the CFA Society Bermuda.
For the second year, the CFA Society Bermuda in partnership with Bermuda College is to offer a four-session series on...
Sep 6, 2020 12:01 am
Dear readers, I am looking for volunteers who have a financial success story to tell the world. Our domestic and global community needs to hear and read these stories, now more than ever.
We need to see and feel real hope, that can...
Aug 29, 2020 8:00 am
Aristotle the Greek considered ethics a moral philosophy defining right and wrong, good and evil, and responsibility for one’s actions.
Individually, we develop a personal code of ethical values during our lives. Children tend to not...
Aug 22, 2020 8:00 am
The United States stock markets blazed through new highs this week. How could this be?
There are many and varied opinions (I emphasise opinion) as to why the US (and other global markets) are up, even while the pandemic is still omnipresent...
Aug 15, 2020 8:00 am
You have to ask. How can the same house with little to no changes be worth so much in a booming economy, then so much less when an economy has declined?
It can be argued this is a normal outcome of the ebb and flow of an economy, and can...
Aug 8, 2020 8:00 am
It was sad and regrettable to read the court case facts last week involving the collapse of a mortgage, a possible devastated business, the pending foreclosure on a family home, the original intention of helping a friend, a trusted relationship...
Aug 1, 2020 8:00 am
Happy Cup Match, readers. Even if you cannot participate in the usual physical festivities, it has to be a nice break away from the relentless medical anxieties and economic news.
And, so for something just a tiny bit lighter given that we...
Jul 25, 2020 8:00 am
The airport scene described at the Azorean repatriation flight on Tuesday was pretty upsetting, garnering more than 400 comments. It was obvious that numerous individuals were leaving short of cash, short of wages and contract provisions, short...
Jul 18, 2020 8:00 am
Following up on our article of last week, relative to the Bermuda Government Contributory Pension Fund, we share additional feedback from readers and others.
A reader asked: “If I don’t qualify for Government social insurance, I understand...
Jul 11, 2020 8:00 am
A reader has questions regarding the government initiative to allow employees and employers to elect to suspend social insurance contributions, which go into the Contributory Pension Fund, until June 30, 2021.
“This is quite confusing,” the...
Jun 20, 2020 8:00 am
The whole Covid-19 crisis has seemed unreal, from beginning to where we are now, for those relatively unaffected by health or job worries.
We are all probably functioning on “hope for the best” basis at this point in time.
Jun 6, 2020 8:00 am
Covid-19 appears to be slowing down in the earlier infected countries. And some economies are very carefully and slowly moving forward, but there are no full blown recoveries yet.
We are reading and hearing about heightened stock market...
May 16, 2020 8:00 am
This is part one of suggestions to Curtis Dickinson, Minister of Finance, to raise capital and jump-start the “new normal” Bermuda economy.
The three most important responsibilities every government has towards its citizens, according to...
May 9, 2020 8:00 am
Happy Mother’s Day to all mothers in Bermuda.
Moneywise has an invitation for readers. Please send me your mother/grandmother stories, recipes, and narratives of their wonderful survivor skills for the Bermuda Islander Survival...
May 2, 2020 8:00 am
In this time and place it helps the psyche to return to the basics, to the everyday things we do to make life worthwhile. Moneywise will return to discussions of financial matters in a few weeks. Right now we all just have to get through this...
Apr 25, 2020 8:00 am
Moneywise will be featuring survival food and other tactics to help with cash management over the next few weeks of the coronavirus sheltering.
Any readers who would like to share cherished old family recipes and any other Bermuda survival...
Apr 18, 2020 8:00 am
Life happens to all of us. We are trundling along, making plans for a vacation, thinking about a weekend get together, considering an advancement or a promotion in our workplace, buying that special pick-me up for the evening, children healthy,...
Apr 11, 2020 8:00 am
If you’re alarmed by a slump in the value of your occupational pension fund as a result of a coronavirus-induced fall in the financial markets, please try to get the situation in perspective.
At the time of writing on Thursday, the Covid-19...
Apr 4, 2020 8:00 am
Moneywise is not featuring our 2020 hypothetical portfolio this month, as market values are significantly down from the beginning of the year.
There were concerns from numerous well-established influential financial luminaries, highlighted...
Mar 28, 2020 8:00 am
Bermuda is now more than a week into activation of coronavirus management mandatory self-quarantine actions: with a travel ban for our island encompassing airport, shipping, and with closures affecting businesses, schools, local transportation,...
Mar 21, 2020 8:00 am
In the last few days, our Bermuda Government under the auspices of the current political party, and David Burt, the Premier, have taken steps to:
• Ramp up financial aid programmes for Bermuda residents and businesses
• Close the...
Mar 14, 2020 8:00 am
Investors may have complacently thought that the continued rise in financial valuations would never end. The outlier, the so-called “Black Swan” event, this time the extremely serious impacts of the Covid-19 virus around the world became the...
Feb 22, 2020 8:00 am
A reader who was born in the US, and has a Bermudian parent and a Bermudian grandfather who resides on the island, has asked a question about her status.
She is 30, and while she has visited her relatives, she has never lived in Bermuda.
Feb 1, 2020 8:00 am
The Moneywise Pretend Portfolio yearlong series has been updated to reflect stock and bond prices at original issue and as at end of January.
The portfolio is not yet complete as each month in the year-long programme,
but please take...
Jan 25, 2020 8:00 am
Dramatic changes to the Bermuda National Pension Scheme (Occupational Pension) Act 1998, the contributory benefit pension plan designed for all eligible employees in the private sector workforce, were announced by the Bermuda Government last...
Jan 18, 2020 8:00 am
The monthly Moneywise Pretend Portfolio articles are generating interest, raising awareness of investing, and reader questions.
Investments, even though we don’t realise their impact, are part and parcel of everyone’s financial...
Jan 11, 2020 8:00 am
Readers have spoken. The launch of the year-long, once-a-month Moneywise pretend portfolio project has generated interest and reader feedback.
We thank everyone who has taken time from their busy schedules to send commentary. The Moneywise...
Dec 28, 2019 8:00 am
You’ve weathered the holidays. You did your very best to affirm and bring good vibes to family, relatives, friends, and clients.
This is your commitment made to your world, and certainly they all had to appreciate your efforts.
Dec 14, 2019 8:00 am
As ever, the approaching holidays tend to take on an exuberant, some would say completely chaotic, life of their own.
What will start out — as thoughts almost every year that “we aren’t going overboard again” — lasts for the first few...
Nov 30, 2019 8:00 am
The National Pension Scheme (Occupational Pensions) Amendment Act 2019 legislation, which will allow employees to take out a quarter of their private pensions as a lump sum on retirement, was passed by MPs in the House of Assembly on November 15.
Nov 23, 2019 8:00 am
This week we review the report of the Auditor-General for completion of audit work for the financial year that ended March 31, 2018.
Eight days ago the report was tabled in Parliament. It was submitted by Auditor-General, Heather Thomas, to...
Nov 16, 2019 8:00 am
This is part two of the Bermuda Hypothetical Investment Portfolio, a continuation of last week’s article where Moneywise introduced the concept for selecting and tracking a pretend portfolio of stocks, bonds, and cash once a month for year,...
Nov 11, 2019 8:00 am
US capital markets were on another tear and another all-time high last week.
But is it for real? Is it driven by exemplary corporate earnings and corporate buybacks, or by twitter news, tariff vacillations and puffery?
Nov 2, 2019 8:00 am
It’s time to review a mutual fund fact sheet, prospectus and financial statements for the oldest operating mutual fund in the United States (since 1924), the Massachusetts Investor Trust (MFS) with current assets under management in excess of...
Oct 19, 2019 8:00 am
Incessantly, money flows in liquid-like streams up and down in commerce interactions and economic upheavals.
At times, the flow will frantically speed up reminiscent of drenching rainstorms, while at other times it settles to a consistent,...
Oct 12, 2019 8:00 am
Considering the role of Bermudian investments and their effect on you and your family. Your first thought: what! I don’t even have an investment account, so this type of article doesn’t affect me.
Wait. Read on.
Oh, yes investments...
Oct 5, 2019 8:00 am
This is the last in the three-part series of review, comments and responses to the Bermuda National Pension Amendment Act 2019.
Moneywise thanks the many who read the first two parts of this series last month, and then...
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