Martha Harris Myron, CPA, PFS, JSM, Master's of Law â€“ International Taxation and Financial Services, is a personal finance expert and offers cross-border financial planning for Bermuda residents with international connections through Bermuda, North America and Europe.
Jan 6, 2019 12:01 am
Hmmmm. It is now day five of brand new year 2019. You’ve just experienced another hectic year-end deadline at your job; you may have children and you’ve shopped and spent to meet the holiday expectations; you’ve laid out the red carpet for all...
Dec 8, 2018 8:00 am
Readers, take a look at the table accompanying this article. Have I missed or duplicated anything?
Reviewing the Tax Reform Commission report, all 76 pages, requires more study time than publishing deadlines permitted. I encourage you all...
Dec 1, 2018 8:00 am
This is the latest in the “Pondstraddler” series of articles. Disclosure: this is a composite illustrative situation intended for general information purposes only. It does not reference any specific person, living or deceased, nor is it...
Nov 17, 2018 8:00 am
A small newspaper notice on November 8 noted that the Bermuda Government was “rolling the government debt” in a repurchase and a new bond tender offering set for November 15.
As this article went to press last Thursday, the results are...
Nov 10, 2018 8:00 am
Armistice Day, tomorrow, November 11, 2018, marks the 100th year anniversary of the end of the Great War, the First World War. I write to honour and remember Bermuda’s men and women who served in Great War and thoughts on the lives of...
Nov 3, 2018 8:00 am
In our Moneywise article “Calculating and Managing Overhead” on October 20, we featured the hypothetical business narrative of the Smith family matriarch’s dream of the whole family owning a successful pizza operation. Understand, readers, that...
Oct 6, 2018 8:00 am
This is the sixth and final article in a series published between October 1 and 6 in support of the Bermuda Stock Exchange World Investor Week Quiz Challenge. Each article has a question embedded. Find the question and send your answer...
Sep 29, 2018 8:00 am
This is part three of the review of the Report of the Auditor-General on the Audits of the Financial Statements of the Consolidated Fund of the Government of Bermuda for the years ended March 31, 2013, 2014, 2015 and 2016. This article...
Sep 22, 2018 8:00 am
This is part two of the article on matters of special importance in the Auditor-General’s report on the financial statements of the Consolidated Fund of the Government of Bermuda for the years ended March 31, 2013, 2014, 2015 and 2016.
Sep 8, 2018 8:00 am
I have been reviewing the latest Auditor-General report on the Audits of the Financial Statements of the Consolidated Fund of the Government of Bermuda for period between April 2012 and the end of March 2016, as tabled in February.
Aug 25, 2018 8:00 am
This week we return to the Pondstraddler monthly series to review a reader’s questions. The following case is a combination of real life situations and hypothetical facts in order to protect the reader’s identity.
Aug 18, 2018 8:00 am
This week’s article is part of the Bermuda Realistic Retirement Reviewer series, which is featured on the third Saturday of each month.
A reader from Bermuda writes: “Gettin’ ready to retire from my job. Have some money saved — hope...
Aug 11, 2018 8:00 am
Fintech, or financial technology, is in the spotlight in Bermuda right now. This week, I take a look at its many implementations and ramifications.
• The impatient among us (aren’t almost all of us ADD these days) hate waiting in line at de...
Aug 4, 2018 8:00 am
One of the greatest individuals in the investment world, Warren Buffett, reads 500 pages a day of newspapers, reports and books. He has stated it is one of the overarching keys to his success. Mr Buffet is not alone, a number of the most...
Jul 28, 2018 8:00 am
In numerous publications in the last few weeks, various headlines arose noting that “the state of Delaware (Secretary of State Jeffrey Bullock) supports HR 6403, a current US congressional Bill titled Counter Terrorism and Illicit Finance Act as...
Jul 21, 2018 8:00 am
As part of our monthly series, The Bermuda Realistic Retirement Reviewer we continue our discussion of healthcare costs with a focus on retirees and those soon to retire.
Individuals who are retired or approaching retirement...
Jul 7, 2018 8:00 am
It is a scenario that will be familiar to thousands of Bermuda residents — a letter arrives regarding your accounts at local institutions. It contains requests to complete a new set of forms to verify who you are, where you live, where your tax...
Jun 23, 2018 8:00 am
Starting when you are young and saving consistently can lead to a comfortable retirement. Our monthly Bermuda Realistic Retirement Reviewer Series continues today with this great retirement success story from a Royal Gazette...
Jun 9, 2018 8:00 am
June is the biggest month of the year for weddings, and with that in mind we take a look at the many ways couples can assess their compatibility, including their approach to finances and especially shared finances.
This week’s article...
Jun 2, 2018 8:00 am
Do you remember being little? All the doting relatives asking what you were going to be when you grow up. Young children are always so truthful, so sincere, and breathtakingly honest.
Some children say they want to be a diver, while others...
May 26, 2018 8:00 am
This is a continuation of the Pondstraddler monthly series featuring questions from readers. A reader asked the following questions:
I’m a Bermudian with UK citizenship, while my spouse is an American. We retired to France and just...
May 19, 2018 8:00 am
This week, we feature the comment of retirees and those soon-to-be about their retirement experiences.
This is the first in the realistic retirement review series, once a month on the third Saturday of the month.
Today, we get into...
May 12, 2018 8:00 am
What is cryptocurrency? According to the Bermuda Virtual Currency Business Act 2018, virtual currency means a digital representation of value that:
• is used as a medium of exchange, unit of account, or store of value;
• is not fiat...
May 5, 2018 8:00 am
The Bermuda Government’s initiative in formalising relationships within the digital currency world culminated last week with the tabling of the Companies and Limited Liability Company (Initial Coin Offering) Amendment Act 2018, along with the new...
Apr 14, 2018 8:00 am
A number of United States investment market index milestones were reached in the last few months.
According to TD Ameritrade — MarketWatch in early January, 2018 “retail investor exposure to stock markets is at an all-time high”. This...
Mar 31, 2018 8:00 am
This is the first in the series of monthly Pondstraddler Life™ Financial Perspectives Reader FAQ.
Last week’s article, entitled “Are you a Pondstraddler”, invited interested readers with international connection concerns to take the...
Mar 10, 2018 8:00 am
Last week we posted the first part of the annual Bermuda financial literacy test. Here is the second and final section for those brave souls who want to stress their brains this weekend.
The total test of 25 questions is relatively easy...
Mar 3, 2018 8:00 am
Dear readers, we discussed the all encompassing role of mathematics in our economy, our lifestyles, and our very existence, last week.
We alone determine where we end up in our financial life. We can’t rely upon anyone but ourselves. We can...
Feb 24, 2018 8:00 am
Maths are everything. Maths are absolute. Maths are everywhere in our world in virtually every decision we make in our daily lives. Behind the scenes, maths calculations have become so mundane that we have become practically oblivious.
Feb 17, 2018 8:00 am
This is the final article of a three-part series discussing when a foreign national, such as a Bermudian or Bermuda resident, can be classified as a US tax resident under US tax regulations. This week is focused on what happens when a Bermudian...
Jan 27, 2018 8:00 am
To be financially literate is to be financially successful. Financial literacy is the buzz phrase of the day. Everyone is concerned, well, almost everyone — from global leaders to governments to teachers to unions to non-profit organisations due...
Jan 20, 2018 8:00 am
What will be next? In just the last six years, our global tax world has ramped up significantly more detailed tax compliance, residency reporting and filing information.
Driven initially by the United States and its Foreign Account Tax...
Minibus operator, 67, assaulted in fare row
Child sex offender costs $230,000 a year
Tech entrepreneur launches takeout order app
They still don’t get it
Six police sergeants promoted to inspector
Phillip-Fairn says farewell to BTA
Out of this world
Giving back when the giving is good
Call for action on ‘land grabs’
‘Lack of leadership’ on SSM slowed progress
City plans major revamp of Albuoy’s Point
Lack of funds could be the ‘death knell’
A woman who waits for no one
Jackson pledges to reform public schools
St George’s police station could reopen
Take Our Poll
- "Your new year's resolutions for 2019"
- Quit smoking
- Quit drinking/drink in moderation
- Do not drink and drive
- Lose weight
- Stop procrastinating
- Drive with greater care
- Total Votes: 2607
- Poll Archive